Security

Postpay is committed to security and the protection of all customer information. To accomplish this, we continue to invest significant resources to provide secure and reliable payment solutions for end-customers and retail merchants alike.

PCI DSS Compliance
Postpay is a validated PCI DSS Compliant Service Provider

PCI security standards are technical and operational requirements set by the PCI Security Standards Council (PCI SSC) to protect cardholder data. The standards apply to all entities that store, process or transmit cardholder data – with guidance for software developers and manufacturers of applications and devices used in those transactions. The Council is responsible for managing the security standards, while compliance with the PCI set of standards is enforced by the founding members of the Council, American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa Inc. The data standard pertains to a total of twelve compliance requirements represented through the following 6 Security Controls and Processes for PCI DSS Requirements:

  • Build and maintain a secure network
  • Protect cardholder data
  • Maintain a vulnerability management program
  • Implement strong access control measures
  • Regularly monitor and test networks
  • Maintain an information security policy

For further information please visit the official PCI org website www.pcisecuritystandards.org.

What does this mean for end customers?

Once the end customer agrees to Postpay terms, Postpay secures and protects the cardholder data according to the current applicable PCI standard for the life of the data needing to be retained. Postpay acknowledges these responsibilities as being the organization responsible for ensuring the safe handling and storage of sensitive customer credit card information and data for the Postpay services.

What does this mean for retail merchants?

Postpay merchants must implement Postpay technology according to Postpay’s approved configuration. Postpay merchants effectively delegate their PCI DSS responsibilities for sensitive customer credit card information and data collected through the Postpay Merchant Agreement process and Customer Agreement. Merchant’s may have other PCI DSS responsibilities that are independent of the Postpay Merchant Agreement process. It is the Merchant’s sole responsibility to remain informed of their PCI obligations and compliance status. Merchant’s should always consult their own Information Security professionals to review the security of the merchants’ business where required. A Qualified Security Assessor should be consulted if the merchant manages other sensitive customer credit card information and data or the merchant’s implementation of Postpay technologies has deviated from the approved configuration.

Postpay Attestation of Compliance (AOC) is available on request.

Postpay’s Privacy Policy is available here.